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Sunshine Finance Ltd

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Your Leader in Private Lending
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  • House

    Personal
    Financing

  • Personal Financing

    Loans for all your needs — from cars and vacations to back-to-school expenses and home remodeling.

    Life comes with its share of surprises, and Sunshine Finance is here to help you handle them with ease. Whether you’re covering unexpected medical expenses, upgrading your home, or finally taking that dream vacation, our personal loans provide quick, hassle-free financial support. With competitive interest rates and flexible repayment options, you can focus on what matters most — while we take care of the rest.

  • Onechance

    Debt Consolidation
    Financing

  • Debt Consolidation Financing

    Make just one monthly payment!

    Simplify your payments and regain control of your budget with our Debt Consolidation Financing. If you’re juggling multiple debts, high interest rates, or overwhelming monthly payments, we can help you merge them into one manageable loan. Say goodbye to stress and hello to financial clarity with a single, predictable monthly payment. Sunshine Finance is your trusted partner on the road to a brighter, debt-free future.

  • Car

    Equity
    Financing

  • Equity Financing

    Turn your assets into financial freedom.

    Unlock the value of what you already own with our Equity Financing solutions. Whether it’s your home, land, or even BISX-listed shares, Sunshine Finance helps you leverage your existing assets to access the funding you need — responsibly and efficiently.

  • Store2icon

    Retail Partnership -
    Consumer

  • Retail Partnership – Consumer

    Flexible financing at your favorite local stores.

    Sunshine Finance proudly partners with a wide range of Bahamian businesses to bring you convenient financing options right where you shop. Whether it’s electronics, furniture, appliances, or more, we help you get what you need — when you need it. As the first financing company in The Bahamas to launch this initiative, we remain committed to improving access and affordability across the nation.

  • Store

    Retail Partnership -
    Vendor

  • Retail Partnership – Vendor

    Partner with us to serve the Bahamian public.

    We’re always looking to expand our network of retail partners. If you own a business and want to offer financing options to your customers, Sunshine Finance is here to help. Let’s work together to grow your sales, build trust with your clients, and make your products more accessible. Contact us today to explore a partnership.

  • Homeicon2

    Available Properties
    for Sale

  • Available Properties for Sale

    Find your next investment.

    Looking to purchase land or a home? We have a variety of properties available through our sister company, Gateway Ascendancy. Explore opportunities for homeownership or investment and let our team help you take the next step toward your real estate goals.

Personal Financing

Loans for all your needs — from cars and vacations to back-to-school expenses and home remodeling.

Life comes with its share of surprises, and Sunshine Finance is here to help you handle them with ease. Whether you’re covering unexpected medical expenses, upgrading your home, or finally taking that dream vacation, our personal loans provide quick, hassle-free financial support. With competitive interest rates and flexible repayment options, you can focus on what matters most — while we take care of the rest.

Debt Consolidation Financing

Make just one monthly payment!

Simplify your payments and regain control of your budget with our Debt Consolidation Financing. If you’re juggling multiple debts, high interest rates, or overwhelming monthly payments, we can help you merge them into one manageable loan. Say goodbye to stress and hello to financial clarity with a single, predictable monthly payment. Sunshine Finance is your trusted partner on the road to a brighter, debt-free future.

Equity Financing

Turn your assets into financial freedom.

Unlock the value of what you already own with our Equity Financing solutions. Whether it’s your home, land, or even BISX-listed shares, Sunshine Finance helps you leverage your existing assets to access the funding you need — responsibly and efficiently.

Retail Partnership – Consumer

Flexible financing at your favorite local stores.

Sunshine Finance proudly partners with a wide range of Bahamian businesses to bring you convenient financing options right where you shop. Whether it’s electronics, furniture, appliances, or more, we help you get what you need — when you need it. As the first financing company in The Bahamas to launch this initiative, we remain committed to improving access and affordability across the nation.

Retail Partnership – Vendor

Partner with us to serve the Bahamian public.

We’re always looking to expand our network of retail partners. If you own a business and want to offer financing options to your customers, Sunshine Finance is here to help. Let’s work together to grow your sales, build trust with your clients, and make your products more accessible. Contact us today to explore a partnership.

Available Properties for Sale

Find your next investment.

Looking to purchase land or a home? We have a variety of properties available through our sister company, Gateway Ascendancy. Explore opportunities for homeownership or investment and let our team help you take the next step toward your real estate goals.

About Us

20 years of financing what matters to you

Sunshine Finance offers a wide array of personal credit products. We are focused on customer service and efficiency of process.  As a boutique lender, we have the agility to tailor products to meet the needs and capacity of our clients and we have become the Private Lending Partner to countless of Bahamians and Bahamian residents.

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Convenient Online Payment

Sunshine is making it easier to pay online.
All you need is your customer ID.

How it works

Financing in 24 Hours!
1. Apply online

Apply online via website

2. Upload

Upload your nib, voters card or bill in your name, drivers license or passport, latest pay slip, current job letter, current loan balances or print outs and other applicable invoices

3. Wait

Wait to be contacted for Sunshine Finance credit officer

4. Financing

Receive your financing

What our Clients Say

SFL helped me get my car when I was unable to get approved at other financial institutions. They worked with me to get the best rate and I got the cash I needed in literally 24 hours.
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T. Albury

Loan in Hand in 24 hours!

Instant!

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